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As college costs continue to rise, the availability of financial aid becomes increasingly important. If you are concerned about your ability to afford a Hobart and William Smith education, you may use our Early Estimator for Financial Aid, on the right, to get an idea of your eligibility to receive financial aid at HWS.
When an offer of financial assistance is made, all available funds will be considered in an attempt to meet your demonstrated need. This includes federal, state and institutional resources from scholarships, grants, loans and work-study.
More than 77% of first-year students receive HWS grants and/or scholarships. In 2012-2013 the average first year award was $21,793 and average total aid package was $34,267. The 'self-help' portion of the aid package consists of student loans and/or work-study and is kept to a reasonable level, typically $2,000 in Federal Work-Study, if eligible, and $5,500 in Direct Loans.
Please visit our HWS Loan and Resource Center for additional information on the various resources available to help finance the costs of a Hobart and William Smith education.
Print and complete the two-page Early Estimator Application (PDF).
Attach a recent high school transcript, 2012 federal income tax returns and W-2s for both the student and parents, and mail them to:
Office of Financial Aid
c/o Hobart and William Smith Colleges
300 Pulteney Street, Demarest Hall
Geneva, NY 14456
Send you a letter including an estimated aid package based on the 2013-14 academic year.
Please note: Results of Early Estimator applications do not constitute an offer of financial aid or admission by Hobart and William Smith Colleges. The early estimator program is for planning purposes only. Should a student decide to apply to HWS they will need to formally apply for financial aid using the CSS PROFILE and FAFSA applications. Early Estimator applications will not be reviewed after a student has applied for admission to the Colleges. The Early Estimator program is only available to students who are U.S. citizens or permanent residents, or Canadian citizens.
These online calculators are available to help estimate family contribution, college savings and loan repayment. Information you provide is secure and completely confidential.