Only those full-time domestic students who want to enroll in the Student Health Insurance Plan must submit a decision form at and indicate they want to OPT-IN to the coverage. Unlike prior years, STUDENTS WILL NO LONGER BE AUTOMATICALLY ENROLLED NOR AUTOMATICALLY BILLED FOR STUDENT HEALTH INSURANCE AND WILL NOT BE REQUIRED TO COMPLETE A WAIVER.

The type of health insurance the student has will not affect his/her ability to be seen at the Hubbs Health Center. It may affect any visits to outside physicians or specialists the student may see. It may also affect any labs/radiology visits (ex. throat culture, mono screen, x-rays) that Hubbs Health Center suggest to ensure the best quality of care. Not all insurance policies cover students outside of their home "network." Consult with your private health insurance to ensure adequate coverage in the Geneva, NY area while your student is at HWS Colleges.

Students who DO NOT want to enroll in the health plan need not take any further action. To OPT-IN please follow instructions below:

  1. Go to
  2. Click on 'Opt-In/Opt-Out.'
  3. Log in. Returning users can use their HWS email as their user name. If you forgot your password, click the ‘Forgot Password’ link to have a reset password email sent to your HWS account. New users can create an account by following the instructions on the site.
  4. Select the ‘I want to Opt-In’ button. Complete the form. Click ‘Continue’ at the bottom of the form. You’ll be asked to review your information and click ‘Submit’. Upon submitting your online form you will receive a reference number. If you do not receive a reference number, your form was not successfully submitted. The student account will be billed $1,970 upon enrollment.

To ensure your student has coverage for medical costs related to an accident, a new mandatory accident policy has been put in place for 2016-2017. The zero deductible policy provides 24/7/365 coverage up to $5,000 per injury and will cover deductibles and/or copays your primary insurance policy may require you to pay. The cost of this coverage ($36 per year or $18 per term) is included in the health services fee.



Contact Hubbs Health Center
between 8:30 a.m. and 6:30 p.m. at (315) 781-3600.


Preparing Students to Lead Lives of Consequence.