Other BenefitPrograms

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Flexible Spending Accounts (FSA)

This plan enables benefits-eligible employees to lower state, federal and social security taxes by paying for certain kinds of expenses with money deducted from their pay on a pretax basis. The program is comprised of three separate features:

  • Pretax Premium
    Any employee who contributes to the cost of a Colleges' sponsored medical plan and/or the voluntary dental insurance plan will have their contribution(s) deducted from their pay on a pretax basis, tax law permitting. Employees who wish to contribute on an after-tax basis must contact Human Resources.
  • Flexible Spending Account for Medical/Dental/Vision Expenses
    In 2025, an annual maximum of $3,300 can be contributed on a pretax basis to this account. Contributions can be used to reimburse eligible health care expenses not covered by other insurance policies provided by the Colleges. Examples of expenses include optical care, dental care, routine physicals, plan deductible and co-payments. Expenses which are not covered by a spouse's policy are also eligible to be covered by the account.
  • Flexible Spending Account for Dependent Care Expenses
    In 2025, an annual maximum of $5,000 can be contributed on a pretax basis to this account to reimburse eligible dependent care expenses. Expenses for children (up to age 13) or for older, disabled dependents can be covered under this plan provided the dependent is claimed as a dependent for tax purposes and the expense is necessary for the employee or spouse to work.

For more information on qualified expenses, submitting claims, reviewing your FSA account and using the FSA app, please click here.

Lifetime Benefit Solutions FSA Health and Dependent Claim Form (FSA reimbursements)

Met Life Supplemental Accident and Critical Illness Insurance

Accident Insurance

The supplemental accident insurance plan covers over 150 kinds of injuries, including fractures, second- and third-degree burns, skin grafts and ruptured discs. It also covers an array of medical services such as emergency care and transportation. Accident insurance payments directly to you, not your health care provider, so you can use the money as you see fit. 

Critical Illness Insurance

Critical illness insurance helps safeguard your finances by providing you with one convenient lump-sum benefit payment upon verified diagnosis. Critical conditions covered include cancer, stroke, heart attack, Alzheimer’s disease, major organ transplants and more.

Accident Insurance Plan Summary

Accident Insurance FAQs

Critical Illness Insurance Plan Summary

How to Register

HWS Employee Assistance PROGRAM

Provided by ENI - NexGenEAP, the Colleges have identified an integrated Employee Assistance Program (EAP), designed to help employees balance the competing demands of work and life. Eligible faculty, staff and their family members have access to confidential 24/7 short term counseling, legal and financial consultations, personal assistance, articles, videos, and personal and professional online trainings in addition to childcare and eldercare resources.

  • Within the EAP, BalancePro is a Personal Assistant Service designed to allow you to delegate your personal tasks. Eligible faculty, staff, and family members are able to speak directly with a Personal Assistant or log onto a personalized web portal to initiate requests.

For more information, review the Health Advocacy flyer, download the ENI app, or log onto the ENI web portal.